Coaching Program
One-On-One
Over my time in financial services I have seen all to often when a triggering event occurs such as divorce or death that women find themselves at their most vulnerable state and can easily be taken advantage of. It is my mission to equip women to be F.A.B. (Financial Ambassador Boss) in their money story before a triggering event occurs.
- Someone who is KIND but doesn’t pull punches – think Dave Ramsey or Suze Orman
- Discussions around the last ten years of life; years in the future, let’s make sure you don’t run out of money and you’re not in a disgusting nursing home in your final years Someone who helps ground them and helps them make realistic decisions – live within your current means, not like you used to live, or how you are going to as soon you make more than you do now
- Avoid unrealistic optimism – most people are not willing to make the sacrifices necessary to change socio-economic levels
- Look at wealth differently. It can and should be measured in other dimensions, not just money: health, relationships, experiences, contributions, etc.
- Challenging women to be financially aware and confident by knowing financial matters at every life stage
- Recognize the unique challenges around money that women face
- I become your “Fiscal Guide”
- Your relationship with money; create new money boundaries
- A new narrative with money challenging the generational one you inherited. A woman’s attitude toward money is largely based on what society’s expectations of women during her youth.
- Create a solid financial foundation (emergency fund)
- Creating skills for your new money path (budget, planning)
- Liability Management, Credit Management, Fico and Vantage Score
- Retirement Savings and Employment Benefits
- Short- term and long- term money goals strategy
- Implementation
- Create your lifestyle vision
- Build a customized plan for YOU
- Maximize your savings strategy to be the most efficient possible for YOU
- Staying on track
- Protection
- When and how to Invest
90% of women will be the sole financial decision-maker at some point in their life.
Only 12% of women are ‘very confident’ in their ability to fully retire with a comfortable lifestyle.
- Congress has the highest percent of women in US history
- 1,242 female athletes at 2018 Olympics
- Start businesses at 2X the rate of men
- Set to inherit 70% of 1Trillion in intergenerational wealth
- Projected to own $72T of total global private wealth by 2020
- They earn 82 cents per dollar a man earns
- Women tend to not see themselves as investors
- Career breaks can mean missed job opportunities
- 43% of women haven’t started saving for retirement
- Be financially secure
- Feel confident about investing
- Be debt free
20% of Americans don’t save any of their annual income at all and even those who do save aren’t putting away a lot. (CNBC)
Two-thirds of Americans would struggle to scrounge up $1,000 in an emergency, according to The Associated Press-NORC Center for Public Affairs Research.
A report in MarketWatch found that half of the American households currently live paycheck to paycheck.
CPA financial planners conducted a survey to see what their clients were worried about the most, and a staggering 41% reported that running out of cash was their biggest concern. The survey found that even those with comfortable incomes and net worths still faced significant fears that their coffers would run dry into their twilight years.
“Even if you’re on the right track, you’ll get run over if you just sit there.”
Do you want to have little to no debt and a comfortable amount of money saved? My services help you do just that.
Having a personal coach when working towards a goal can make all the difference in the world. Let’s be honest, managing and sometimes even talking about money can be a challenge. I partner with you to help you reach your goals.
I know the worry, embarrassment, shame, frustration and feeling of defeat that come with financial stress. I’ve worked with thousands of people and their money and have seen it over and over. I’ve felt it in my life and vowed to never feel that way again. I also know the feeling of just not knowing. Have you ever said “If only I’d known” or “I don’t know where to start?” I hear it all the time. Why not get help?
As a Financial Coach, I work one-on-one with you to make informed decisions and develop healthy money habits.
Togther we:
Implement a simple, easy to use budget that aligns with your goals.
Design a savings strategy that maximizes your interest.
Create a debt payoff plan.
Direct your spending to best serve you and your family.
2 weeks. -2 sessions
Initial consult for discovery, financial review, realistic budget, financial plan.
Implementation
This is an extension of the Intro Program. Here, we put in the foundation giving clients both accountability and support. We target initial setbacks and expand our scope to include things like options for cutting expenses, prioritizing and getting organized.
Who is this an ideal fit for? Someone looking for an intro into money and who is self motivated. Someone who is unsure of coaching this is a perfect program to determine if you are a good fit.
Benefits:
- Gain clarity around money and your habits and creating a plan for accountability.
- Gain control of your money to reach your ultimate goals
Bonus:
One follow up session with Laynie
2 weekly sessions / total 8 sessions / One month commitment
Initial consult for discovery, financial review, realistic budget, financial plan.
Implementation
This is an extension of the Intro Program. Here, we put in the foundation giving clients both accountability and support. We target initial setbacks and expand our scope to include things like options for cutting expenses, prioritizing and getting organized.
Who is this an ideal fit for? Someone looking for an intro into money and who is self motivated. Someone who is unsure of coaching this is a perfect program to determine if you are a good fit.
Benefits:
- Gain clarity around money and your habits and creating a plan for accountability.
- Gain control of your money to reach your ultimate goals
Bonus:
One follow up session with Laynie